Sunday, 1 April 2018

A Man Died that Hostages Would Be Saved

From the National Post, Saturday March 31, a Hero has Come

The news from France, this time Trèbes, was depressingly familiar. A jihadist terror attack, again. A radicalized Muslim man known to police on a rampage, again. Civilians about their daily business under siege, again.

It happens a few times a year, and the president of France, and the French security services, and the friends of France abroad issued their customary statements, again.
Except that this time it was not the same. Something different happened amid the terrorist routine in Trèbes.

Lt.-Col. Arnaud Beltrame of the French Gendarmerie nationale was on the scene at the supermarket in Trèbes. The terrorist had already killed two people, and was holding hostages inside. Beltrame was the right man. Second-in-command of the region’s police, he was a decorated veteran of the French special forces and esteemed by all as the best of the Gendarmerie.
It was an act of both outstanding courage and tactical brilliance
The lieutenant-colonel then offered to take the place of a female hostage. It was an act of both outstanding courage and tactical brilliance. The jihadi agreed to the swap, and so Beltrame was able to draw close, leaving his mobile phone on so that the police outside could hear what was going on. When they stormed the supermarket, Beltrame was stabbed and shot by the jihadi, and died of his wounds the next day.
His widow noted that he died the day before Palm Sunday, when Holy Week begins. In these holiest of all days for Christians, the passion, death and resurrection of Jesus Christ is recalled, made present again. All that was somehow made present in the death of Arnaud Beltrame.

His widow insisted that his sacrifice could not be understood apart from his Christian faith, nourished by the monks at the nearby Abbey of Lagrasse. It was one of those monks who attended to Beltrame in hospital, administering the last sacraments before he died.
When her Friday morning began, she did not think that she would need a saviour that day
We have not heard the account of the woman whose life was spared when Beltrame took her place. When her Friday morning began, she did not think that she would need a saviour that day. She was going to buy groceries. But she found herself held hostage by a murderous terrorist. And she needed to be saved.

We might imagine that she desperately thought about how that might happen. Might the jihadi get distracted so that she could make a run for it? Might the police outside manage to take him out with a sniper’s bullet? Might the other shoppers somehow subdue him?

Did she imagine that deliverance would come from a member of the Gendarmerie offering to take her place? That her mortal peril would be relieved by Arnaud Beltrame himself assuming that same peril? That she would not go to an early grave because he was willing to do so?

Did she think, even for a moment, that the man who was ready to kill her would let her go, because Lt.-Col. Beltrame had come? What did the jihadi say to her?
Perhaps: “You may go; he has come.”

You can see why Arnaud Beltrame’s wife, mourning her husband, was thinking about Holy Week. Is that not what happened then, long ago in Jerusalem?

That is what Christians mark on Good Friday. A terrible estrangement between God and man had been wrought by sin, and the wages of sin are death, as St. Paul teaches. And so because of sin we die.

Can that estrangement be overcome? Can the debt of our transgression be repaid? Can all that sin has destroyed be restored? After the fall of man, Christian theology considers the human race to be held hostage as it were, in mortal peril because the reality of death cannot be overcome.

You may go, He has come
Then comes the One who can overcome. Jesus is man, the faithful believe, but also God. And the hostages are freed, not freed by overwhelming power, but because there is One to take their place.

On Good Friday, Christians look to the Cross and hear just that: “You may go, He has come.”

The good news of a Saviour is only good news to those who know they need saving. On that Friday morning in Trèbes, the people did not think they needed a saviour until they needed one. On that Friday morning in Jerusalem, the people did not think they needed a Saviour, even though one was at hand.

Christians celebrate the passion, death and resurrection of Jesus Christ because it means that a Saviour has come. Holy Week — whether in Jerusalem or France or Canada — is a reminder that the world needs one.

To all our readers, a Happy Easter!

Thursday, 1 February 2018

Sharp Bus Drivers

Closing down the Facebook Group - Sharp Bus Drivers as it served not useful purpose and it may be confused with the actual Sharp Bus Niagara Facebook page! 

So here is the alternate:
Have any bus driving tips?
Have any scary driving stories?:

Oh ya? You have?

How about these roads?

Wednesday, 20 February 2013



l had been using for high interest savings accounts, GIC's and the like. They have just been taken over as of February, 2013 by the Royal Bank of Canada. All operations will be finalized by some time in April and they will be converting you over to RBC accounts. I phoned today to see what the RBC Hi-Interest rate savings was .... 1.2% Wow! Say it backwards .. !woW. Yes I am a little sarcastic about bank interest and bank fees. Imagine charging you to DEPOSIT your money! Then they take your money and invest it and make much more money than you do! For that reason, I say, INVEST in bank stocks; DO NOT have large sums on deposit for two reasons:

  • You make almost no interest compared to index funds

  • You get charged interest at the highest tax rate; same rate as if you worked to earn that money. However if you max out your TFSA account even if it is just a high-interest savings account, then you are protecting your savings from TAXES!

The two other virtual or online banks in Canada with the highest rates are both in Winnipeg. They are Accelerate and Achieva both owned by credit unions. Both Achieva and Accelerate will give you 2% [as of sometime in 2014] in a Hi Interest Daily Savings Account, much like Ally when it started out. Unlike Ontario banks and credit unions in Manitoba EVERY BIT OF YOUR MONEY is insured! That's a plus especially if you wish to keep over $100,000 in a savings account. I think they know that it would be extremely unlikely for any bank to go belly-up in Canada due to the regulations on them holding a certain per cent of the savings of their account-holders in case there was a run on the funds.

I looked at and phoned both. Achieva I believe appears to be bigger as it is owned by Cambrian Credit Union, some 54,000 members strong, established in 1959. They also offer more services than Accelerate such as the same MasterCards offered by Meridian and other credit unions. They also offer Credential Direct brokerage and Life Events Planner which is basically a bunch of calculators to plan various life events. I do not believe you get anything extra by paying higher fees to brokerages. There are cheaper ones in Canada. Think Questrade and Virtual Brokers. [more later about  them]

Think about it! These two online banks offer 2% and RBC offers 1.2%. That is 67% more if you bank with either of the "A" banks above! Wouldn't you like to get 67% more on your savings? Well, join one of  these banks and you will! :-) It's a no-brainer.

k0118359I signed up online for a Hi Interest savings account and a TFSA savings account which gets the same rate.

I'll be moving them from Ally as soon as possible as when RBC owns it there will probably be some large fee attached to closing your account! Banks do have a reputation for fee-ing you to death, which by the way is why they make good investments in their stocks but NOT in using them for daily savings.

January 2015 Addon: Moved my savings to Achieva and have been making good interest ever since!

Monday, 3 December 2012

Joyful Mourning - $3.97

My title is Joyful Mourning.... A True Love Story

Sounds like nonsense, doesn't it? How can you be mourning the loss of a loved one and still be joyful??? Do you know someone who is still going through mourning a loss? Then please for their sake, send this book to them. Rebecca's story is one of hope from sadness when within two years of her loss, a wonderful thing happens....

My daughter Rebecca, experiences a loss in her marriage to Tedd Woodworth, the man she loved and expected to spend the rest of her life with. Instead she spent the rest of his life with him.

Through crisis and joy, happiness and sadness, the true story of Rebecca and Tedd is told. The story is very interesting filled with what I call 'God-incidences' since the possibility of them happening by chance is about equal to you winning the lottery with your one ticket.

What is equally interesting is all of the helps to find peace when all you feel like doing is crying, all day, every day, over and over again. There is teaching about how to grieve, how to overcome absolute depression and 'heart-sickness' and assurances that, yes, you are mourning, but the time is coming when you can be renewed to feel like living again! I use scripture references sparingly since this is not a Bible study, but they are present where needed to point to truth.

Dr. Bill Gaultiere, associated with Crystal Cathedral New Hope ministries allowed me to use all of his tests to help you find out what you are really going through. Dr. Tim Lowenstein also gave me permission to use his very useful test on Life Stress!


  • Do You Have Anxiety?

  • Are You Depressed?

  • Life Stress Test

  • What is Your Image of God?

  • Do You Esteem Yourself?

  • Do You Over-react Emotionally?

  • What is Your Emotional IQ?

There are MANY links to sites that may help you in the Appendix at the back of the book.

There are more current ones on the website Joyful Mourning

If you know someone who needs some inspiration to hope again, you must have them read Joyful Mourning. Yes I know I wrote it but the reason I wrote it is because it is such a story of amazing events occurring which shaped both Tedd and Rebecca's destinies.
Charles Pedley  Joyful Mourning - A True Love Story (Kindle Locations 124-131). Available for sale in almost every format at Smashwords and on Amazon!